Dynasty Estate Planning 

Do you need a Trust?

Download our FREE Survey to Find Out ->

Download

The "Dynasty" Planning Paradigm

Dynasty Estate Planning looks beyond what happens at death. It' not about ruling from the grave. Rather, it's about providing tools for future generations to preserve and grow the estate in a healthy manner. If we avoid probate, minimize or eliminate estate taxes, and hand off wealth to the next generation, then what? Is such a wealth transfer going to be a blessing or a curse. How you transfer wealth to the next generation changes what the wealth does to and for the next generation.


Dynasty Estate Planning Makes a Difference:

Failures of Traditional Planning

When wealth is simply handed over to the next generation, both the wealth and the people are harmed. Only 9% of inherited wealth makes it to generation three. The "half-life" of inherited wealth is roughly eight years. Dynasty planning seeks to disrupt the wealth destruction cycle.

The Usual Suspects

A well structured Trust can protect inherited wealth from in-laws, divorce, substance abuse, car accidents, law suits, bankruptcy, and other abuses and mis-uses. For such protection to work, the assets must be in the Trust. Once the assets come out of the Trust, the protection is lost. A "Dynasty" estate plan maps out when and under what condition assets can be used in the Trust and come out of the Trust.

Multi-Generational Perspective

Most wealth is new. It is estimated the 95% of the top 1% of wealth is first generation wealth. Only about 5% of the top 1% of the wealth have inherited wealth. Only about 9% of that 5% with inherited wealth will make it to generation three. What is it that the few who successfully create multi-generational wealth do that is different from everyone else?

Preserving and Growing Capital

Capital is either growing or declining. If all the next generation does is consume, it is in decline. If all the next generation does is invest in financial instruments, the wealth will ultimately decline. Families that sustain and increase wealth over multiple generations foster a family culture or productivity. They seek to bring genuine value to the market place. They are producers, not just consumers.


Intelligent Design

If we successfully protect and grow wealth in one generation, there will unavoidably be something going to the next generation. Although multi-generational wealth through random accidents of nature may be theoretically possible, it is highly unlikely. Multi-generational wealth happens on purpose, by design. It is intentional, not accidental. Without a plan, it won't happen.

Thinking Beyond Mortality

When wealth is viewed dynastically, it is not treated as a short term benefit to be consumed. Rather, we see ourselves as custodians or stewards, holding and growing wealth temporarily for the benefit of those who come after us. We endeavor to make everything better than we found it. It begins with the family. For there to be multi-generational wealth, there must be multiple generations. Your dynasty starts at home.


Learn More


Your Dynamic Snippet will be displayed here... This message is displayed because you did not provided both a filter and a template to use.




FAQ's